An essential resource for anyone involved in arranging or reviewing business insurance programmes in Australia or New Zealand.

It provides a detailed commentary on how an insurance programme should be negoiated and structured to achieve the optimum result. In an easy to read, non technical approach, the book provides practical guidance, ideas and tips on how businesses can:-

• Gain a solid understanding of risk management and how insurance is used as an effective mechanism to transfer risk; 
• Identify pitfalls in their insurance programme and what questions to ask of their broker and insurers; 
• Work with their broker and insurer to negotiate the optimum coverage available (including analysis of eCommerce risks, directors' & officers', professional liabilities and terrorism insurance); 
• Better understand insurance market cycles, and evaluate the strength and suitability of insurers (including Lloyds' and Bermuda); 
• Evaluate and review the effectiveness of their current insurance relationships.

Author: Graeme Berwick is Managing Director of QR Consulting, a management consultancy specialising in business solutions for the financial services sector primarily involving insurers, underwriting agencies, insurance brokers and other financial service providers. Graeme has more than 20 years experience in the financial services sector; both in Australia and internationally. 

ISBN: ISBN9780957886612 

Published by: QR Consulting Second Edition 2007 (370 pages)

CONTENTS
Introduction
Chapter One - Risk Management
Chapter Two - The Insurance Market
Chapter Three - Insurance of Assets and Consequential losses
Chapter Four - Liability Insurance Placements
Chapter Five - Insurance of Human Resources
Chapter Six - Other Classes of Insurance 
Chapter Seven - Industry Regulation
Glossary of Insurance Terms
Bibliography
Index